I have started down the road of bankruptcy. My initial understanding was it would take a week to file, a month (following filing) until the creditors meeting, and then two months (following that meeting) until discharge. I have paid the lawyer, had him file the paperwork, and have so far been pleased with the results. I have one nagging question though. In my decision making process, I met with one lawyer who adamantly stated that I should not obtain work until after discharge (in three months or so). I also met with a lawyer who stated he believed this was completely incorrect, and that I merely needed to wait until after the creditors meeting (in a month).
Has anyone gone through similar? What were your results? Should I wait until after the creditors meeting or until after discharge? I realize this is all conversational, but simply looking for people's inputs.
One other question - I currently live with my girlfriend, and that first lawyer stated in all probability ~her~ income would be included in the means test. I've never been married to her, so this sounded strange. The second lawyer stated this was likewise incorrect (he said "where else would you live since you have no money?"). Perhaps a case of one lawyer being very conservative? Any thoughts on this part? If it helps we do have a child together, but again have never been married.
Thanks in advance for any and all help! =)
Has anyone gone through similar? What were your results? Should I wait until after the creditors meeting or until after discharge? I realize this is all conversational, but simply looking for people's inputs.
One other question - I currently live with my girlfriend, and that first lawyer stated in all probability ~her~ income would be included in the means test. I've never been married to her, so this sounded strange. The second lawyer stated this was likewise incorrect (he said "where else would you live since you have no money?"). Perhaps a case of one lawyer being very conservative? Any thoughts on this part? If it helps we do have a child together, but again have never been married.
Thanks in advance for any and all help! =)
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