auto repayments and vol repo ???

[rebtimrob]

My husband and I filed bankruptcy a year ago and it has been discharged.
We are wanting to buy a new car and have - equity on the current car that
we are buying which was included in the banruptcy. The lender didn't want
to do a reaffimation agreement, but they offered for us to be able to do
voluntary payments on the car. We have pulled all three credit reports
and all three show a O balance due on this car so does that mean if we
called the company and told them to come and get the car that it would
already be included in our bankruptcy and we wouldn't find any further
negative credit from doing so?

[LostOne0069]

Yep, that's exactly what it means.... although you might find that the bank would "accidentally" report it as a repo... but you can get that removed if they do.