We met with the attorney this morning, went over paperwork. She was going to make some changes & file today. She checked to reaffirm everything, but said we will not be signing the house for sure, and if we don't want to reaffirm the cars after 341 then we just won't sign them either. She is still going to try and work a deal with Ally.
The box "presumption of abuse" was checked, as we were a little over on the means test, but said "it's a math problem" and it should all be fine. As my husband has lost his stipend, she said it will be OK. She said that she felt we did not need to wait any longer (thank goodness). She also said there was only one trustee that she prefers not to work with, that most of the 19 of them are good to work with.
Even though, I hate that we have filed, I am so very, very happy to have this started. She anticipates the 341 will be first week or so of August.
I cannot express how much all the advice given to me directly and indirectly by searching and reading posts has helped through this process.
Thank you all!
Keeping fingers crossed!!!
Lynn
The box "presumption of abuse" was checked, as we were a little over on the means test, but said "it's a math problem" and it should all be fine. As my husband has lost his stipend, she said it will be OK. She said that she felt we did not need to wait any longer (thank goodness). She also said there was only one trustee that she prefers not to work with, that most of the 19 of them are good to work with.
Even though, I hate that we have filed, I am so very, very happy to have this started. She anticipates the 341 will be first week or so of August.
I cannot express how much all the advice given to me directly and indirectly by searching and reading posts has helped through this process.
Thank you all!
Keeping fingers crossed!!!
Lynn
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