top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Calls at work

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Calls at work

    ok since they can't get hold at me at home the cc have been calling me at work. I have told them they must stop as I can't take personal calls at work. I did change the number using goggle voice but they still call work. How can I handle this as I'm starting to get looks and hearing the whispers. We have not filed yet.

    Pam

    #2
    It's probably too late, but try going into your file online and changing the work number. Can't hurt.
    Emphasize- in writing- that you can not be called at work and that you will pursue FDCPA violations if they continue to call you there. From Nolo.com:

    What Debt Collectors Can't Do
    Debt collectors from collection agencies cannot do any of the following:
    Call you repeatedly or contact you at an unreasonable time (the law presumes that before 8 a.m. or after 9 p.m. is unreasonable).
    Place telephone calls to you without identifying themselves as bill collectors.
    Contact you at work if your employer prohibits it.
    Use obscene or profane language.
    Use or threaten to use violence.
    Claim you owe more than you do.
    Claim to be attorneys if they're not.
    Claim that you'll be imprisoned or your property will be seized.
    Send you a paper that resembles a legal document.
    Add unauthorized interest, fees, or charges.
    Contact third parties, other than your attorney, a credit reporting bureau, or the original creditor, except for the limited purpose of finding information about your whereabouts. Unless you have asked collectors in writing to stop contacting you, they can also contact your spouse, your parents (if you are a minor), and your codebtors.
    What to Do If Debt Collectors Break the Law
    Here's what you can do if debt collectors engage in illegal activity:
    1. Tell Them to Stop
    Under the FDCPA, you have the right to tell a collection agency employee to stop contacting you. Simply send a letter stating that you want the collection agency to cease all communications with you. All agency employees are then prohibited from contacting you, except to tell you that collection efforts have ended or that the collection agency or original creditor intends to sue you or take advantage of some other legal remedy.

    Keep On Smilin'

    Comment


      #3
      I can only tell you what I did. I too went the GV route and updated the accounts online. I also took out work phone number for both hubby and myself. I haven't worked in a year but my old work number was still on the accounts. I then went another step and sent letters to each creditor with the updated GV phone number. I also asked in a nice manner not to contact us at work as this was not allowed by our employers. I e-mailed some as well just to doubly make sure. Most have cooperated and call the GV number. It's funny to read their messages at times because I can tell the ones who talk really fast.

      Comment


        #4
        When creditors called me at work, I told them I was not allowed to receive personal calls at work. They asked me to confirm my home address and telephone number and didn't call me at work again. These were all original creditors. It might not work so well for all collectors.
        LadyInTheRed is in the black!
        Filed Chap 13 April 2010. Discharged May 2015.
        $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

        Comment

        bottom Ad Widget

        Collapse
        Working...
        X