top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Schedule J experts please....

Collapse
X
Collapse
 
  • Page of 2
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 template Next
    #1

    Schedule J experts please....

    Well, I'm supposed to file tomorrow, but of course in the last minute paralegal sends me my filing, and lo and behold - there is $960 of disposable income??? What the EF?

    (I asked this from Des also, but I know he can't answer during the day...and I'm on pins and needles here...)

    So...aside from getting my mort payment wrong (under), and basically not connecting my case to my spouse's (long story) - does Spouse's Ch 13 payment go on Schedule J? Isn't it a required payment out of our joint budget? If not, I'm screwed guys.

    When I met atty 2 weeks ago, he said, DMI was like MINUS $516?!?!?!? so what happened between HIS software and paralegal's input???

    I emailed back my "corrections" - I won't get an answer until tomorrow morning from paralegal...when my appt is...so ANY help would be great so I don't spend the rest of the evening puking in my soup....

    OK guys - never mind!!! ATTY!!! emailed me - YES CH 13 payment goes on Schedule J - dear God I need to go somewhere, lay down, drink something Frogger would have on tap and go to sleep.
    Last edited by IamOld; 09-27-2011, 11:46 AM.
    Tags: None
    #2
    I'm glad that the $960 was an error!

    This is a great example of why everybody should carefully review their entire petition before they sign it and ask questions about anything that doesn't seem right.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

    Comment

      #3
      Originally posted by LadyInTheRed View Post
      I'm glad that the $960 was an error!

      This is a great example of why everybody should carefully review their entire petition before they sign it and ask questions about anything that doesn't seem right.
      YOU SAID IT!!!!!!!! LadyinRed is 100000000000% RIGHT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!

      It would also help if paralegal no's 1, 2, 3 were to talk to each other...:-) And not to send this in the last minute..but I know I ask for too much :-)

      Lady question - she put $0 for home maintenance - house is 17 yrs old, needs a bunch of stuff (to say the least) - according to ValleYum - mint.com suggest 1 to 2% of purchase price - that would be about $200/mo - what do you think?
      I'm going through it for the fifth time now!!!!!

      Comment

        #4
        It appears that there are quite a few corrections to be made - nothing bad, but wow....

        Originally posted by IamOld View Post
        YOU SAID IT!!!!!!!! LadyinRed is 100000000000% RIGHT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!

        It would also help if paralegal no's 1, 2, 3 were to talk to each other...:-) And not to send this in the last minute..but I know I ask for too much :-)

        Lady question - she put $0 for home maintenance - house is 17 yrs old, needs a bunch of stuff (to say the least) - according to ValleYum - mint.com suggest 1 to 2% of purchase price - that would be about $200/mo - what do you think?
        I'm going through it for the fifth time now!!!!!

        Comment

          #5
          You should be able to list something for home maintenance. Bring it to your attorney's attention and see what he says. My schedule J only showed $50 for home maintenance and my house is 88 years old. It's in pretty good condition, but needs some repairs. But, I couldn't increase my expenses and still have a feasible plan that would cover my car payment, attorney fees and trustee fees. Might that be an issue for you?
          LadyInTheRed is in the black!
          Filed Chap 13 April 2010. Discharged May 2015.
          $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

          Comment

            #6
            Originally posted by LadyInTheRed View Post
            You should be able to list something for maintenance. Bring it to your attorney's attention and see what he says. My schedule J only showed $50 for home maintenance and my house is 88 years old. It's in pretty good condition, but needs some repairs. But, I couldn't increase my expenses and still have a feasible plan that would cover my car payment, attorney fees and trustee fees. Might that be an issue for you?
            RIGHT - it was for spouse
            13...but not for me - for my 7 there needs to be something there...we really haven't had any $$ for any real maintenance for years...

            Comment

              #7
              Originally posted by IamOld View Post
              RIGHT - it was for spouse
              13...but not for me - for my 7 there needs to be something there...we really haven't had any $$ for any real maintenance for years...
              I forgot for a moment that you are filing the 7. It seems to me that your Schedule J should be consistent with your spouse's unless there has been a change since that filing. But, I'm just guessing.
              LadyInTheRed is in the black!
              Filed Chap 13 April 2010. Discharged May 2015.
              $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

              Comment

                #8
                Right but that's pretty muchtheonlything different

                Comment

                  #9
                  Good Luck today
                  "I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11

                  Comment

                    #10
                    Originally posted by Freddy03 View Post
                    Good Luck today
                    THANKS!!!! so much Freddy!!! Well we had to redo the means test (still pass!!! minus a few bucks/mo) Schedule J passes - minus - I don't even know how much...but somehow I don't have the warm and fuzzies...I'm more anxious than ever... :-)

                    Comment

                      #11
                      ACK! Well, nothing worth having ever comes easy. Good for you for thoroughness. If only the para's were half as thorough, being as it's their job...

                      As Captain Sisko said to Jadzia Dax:
                      "Good Luck, Old Man"
                      (inside joke if there are any ds9 fans out there)

                      Keep On Smilin'

                      Comment

                        #12
                        Originally posted by keepsmiling View Post
                        ACK! Well, nothing worth having ever comes easy. Good for you for thoroughness. If only the para's were half as thorough, being as it's their job...

                        As Captain Sisko said to Jadzia Dax:
                        "Good Luck, Old Man"
                        (inside joke if there are any ds9 fans out there)
                        Thanks!!! Well, the paralegal herself wasn't happy either, but man, no "exhaling" here!

                        Yep, know exactly what you mean...now, what would the Cardessian tailor (forget name of character) have said...you know...the former spy/traitor/who knows...

                        Comment

                          #13
                          That would be Garak, Obsidian Order former member, and it would have been something snidely philosophical. I'll need to work on that.
                          Perhaps over a glass of Kanar.

                          Keep On Smilin'

                          Comment

                            #14
                            Originally posted by keepsmiling View Post
                            That would be Garak, Obsidian Order former member, and it would have been something snidely philosophical. I'll need to work on that.
                            THAT"S RIGHT, Garak - of course...perhaps something like this..."Odd isn't it, that a system that seeks to help also seeks to put the helpee through the grinder...hmm...sort of like my previous job..."

                            Comment

                              #15
                              Spot On.
                              Qapla!

                              Keep On Smilin'

                              Comment

                              Previous 1 2 template Next

                              bottom Ad Widget

                              Collapse
                              Working...
                              X