Store cards likely to contest want reaffirmation in a chapter 7 anyone know?

[pavlikclan]

My sister recently filed chapter 7. She had a store card through a local automotive store backed by Wells Fargo that wanted her to sign a reaffirmation agreement or they were supposedly going to come and try to take the parts off her car/or her car. lmao She did not reaffirm and they did nothing.

I know there was a list on here of places that were likely to show up to the 341 meeting etc to try to cause problems.

We've not used any of our cards for well over a year now.

However, we do have store cards

Lowe's

Home Depot

A Nautillus/Bowflex Card through HSBC

and a Goodyear card through citi financial I believe.

What's the likely hood of them trying to cause problems take back merch or anything like that? Nothing has been put on these cards (aside from maybe the Lowe's card) for a significant amount of time and even the Lowe's card was like 9 months ago.

We've made payments on all cards up until Jan.

[tobee43]

not likely at all....they really don't waste there time despite what you "hear".....we owed on cc card over 20k....citi bank backed them...they didn't even bother.

however, that doesn't mean some don't attempt to get you to reaffirm....which really they are NOT suppose to do...macy's years ago did that and had to pay people BACK.....since they were listed on a petition approached the debtor after the bk ...told them just pay and keep your account....well the feds got wind of that and made macy's pay all those debtors back...