Question I Need Help! I'm So Confused!

[BankruptinNJ]

I know that I have to take a pre-filing course and a post-filing course when I file BK. Is the pre-filing course considered the debtor education course? Or is the post-filing course considered the debtor education course?

Also, someone on this forum had posted a link to FREE pre-filing course from http://www.consumerbankruptcycounseling.info/ (I can't find the thread) and I looked it up for New Jersey and it said it was approved for my district in NJ but now when I look again (two weeks later) it doesn't include it! Although the Consumer Bankruptcy website says that they are approved for every state but Alabama and North Carolina!

I'm filing pro se so I have no attorney.


ETA: I found the link on the Trustee website again! It is still good! I'm going to try it because it is free!

http://www.justice.gov/ust/eo/bapcpa...new_jersey.htm


Has anyone tried this course???

[62hotrod]

go figure i'm in alabama

[kartoons19]

I took the free class last week (http://www.consumerbankruptcycounseling.info). I just had to enter in a lot of information and within 48 hours I got my certificate. I was concerned about it being legit, but it is. I signed my paperwork today and am ready to file. Good luck to you.

[LadyInTheRed]

I know that I have to take a pre-filing course and a post-filing course when I file BK. Is the pre-filing course considered the debtor education course? Or is the post-filing course considered the debtor education course?

The pre-filing course is credit counseling. The post-filing course is the debtor education course.