BK is not worse than bad credit...

[brad10281]

To the Original Poster, how dare you call someone lazy because they have bad credit? I earned my Bachelors Degree at 23 years old and will have a Masters degree soon. I have always worked 2 jobs, even through college and I'm still working 2 jobs today. How is that lazy? I have said it before and I'll say it again, I never lived off credit cards. I wasn't one of these people who charged thousands and thousands of dollars in trips, luxury items, handbags, electronics, plastic surgery, boats.............So I resent that statement. There are people on this board who appear to never have experienced paying for a tank of gasoline with cash........I'm not one of those people. Regardless of why you filed bankruptcy, bottom line, we all filed, so the details really don't matter. How do you know the details of this person's finances anyway? Perhaps you should spend more time worrying about your own business instead of judging others. You have a bankruptcy on your credit report.

As I stated above...I meant no harm, nor did I mean to pass judgement on to anyone.