Ok, I've known about this day for a month now. Why is it that I'm an hour away from seeing my lawyer to file, and I'm nervous? I guess because I'm sad that my good credit will be gone for many years. I don't know...we will see I guess.
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If you are talking to attorneys, your credit probably is not as good as you think it is. The ones you buy online are merely marketing tools that make them more scratch...they do not really reflect what a bank may pull up for credit, mortgages, etc.
I always thought I was in the mid 700s but a mortgage check only had me in the 670-690 range.First consult: You go now, no CH 7 for you. You spent entire buffet. 13 has a 95 percent payback. (Owwwch) On to next consult.... -
Don’t be nervous I’m sure you’re in good hands with your lawyer. If something was wrong, he would tell you about it. Just talk to him/her about what you’re feeling and ask the lawyer if you have any reason to be nervous I’m sure you don’t. And don’t worry about your credit report, it’s really an I LOVE DEBT REPORT. (stolen from www.daveramsey.com)This isn't legal advice, I'm in the same boat you are.
Talked to lawyer Feb 25,2010
Stopped paying / using credit cards march 1st.Comment
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