I am still not clear on something, if anyone knows the answer, I would be very grateful: I file Chapter 7 on April 22, had 341 on May 20, but Cap One is still reporting my account as delinquent on my credit reports. Today they reported me 120 days late. Are they allowed to put delinquencies on my credit reports during the BK process?
I know that once I receive my discharge, they must report IIB, but what about during my 60 day timeframe?
I know that once I receive my discharge, they must report IIB, but what about during my 60 day timeframe?