Washington Mutual Calls

[KYgirl]

Due to serious medical issues and mounting bills with my husband's health care, we are going to have to file Bankruptcy very soon.

All of our CC's were paid up through December.

In the last week, several companies have called concerning their January payment being late. All of them except Washington Mutual have been very considerate and their calls have stopped (probably for a week or so - I'm sure).

Washington Mutual has been relentless. I will answer the call, explain to them our situation and within 4 hours, sometimes the same person calls back. They are calling Sunday - Saturday from 8:00 AM until 9:00 PM.

I'm sure others have dealt with them before? Any clues as to how to handle this? Are they one of the worse to deal with?

[BassBoy]

How to handle it is difficult if you are late but have not filed BK or anything else to cease the calls. The creditor can continue to call you unless they have an order to cease. You can write them a cease and desist letter. We have some areas of the forum that discusses this under the Collections section (http://www.bkforum.com/forumdisplay.php?f=4). You can ask that the creitor only contact you by mail and that will help ease the call volume. Just be aware that collection efforts will continue on-and-on.

[magyar123]

Remember - they're not Washington Mutual anymore - now they're Chase.

[catleg]

WAMU has to be my stupidest creditor. I gave them my magic jack phone# before I went into default and they're still calling it, even though my wife and I have 8 other Chase accounts in default. And that's the first card we defaulted on.

[syn]

Chase is terrible. They called the office every 20 minutes from several different phone numbers and on the weekends it was so bad at the house I had to take my phone off the hook.

They will stop if you say you are filing bk and have a lawyer. If it drags on for along time (like it has for my dad) they will eventually put you with a collection agency.