Citi Mortgage refuses to foreclose- Property still my responsibility?

[debee]

unfortunately where our property is....we can't deed it back to our worse enemy even tho i would love to.

You can quit claim in all 50 states so you must be from ... another planet? That would certainly explain the legal advice you've been getting. Nano, nano.

INSURANCE ... and once again i'm ONLY referring to those that have a DISCHARGED bankruptcy, INCLUDED their mortgage and SURRENDERED their house...

The bank does not insure the owner as loss payee against any personal liability. They don't name the debtor on any policy they take out to protect their interests. The owner is exposed to risk.

Once the bank takes possession and changes the locks and so on, it's not likely that a personal liability suit against the owner would be successful, but that doesn't mean they wouldn't be named in one. As owner of record, they would. And once that happens, they're going to have to pay the fees to defend themselves. But this scenario is moot on this thread anyway because OP's bank hasn't taken possession of the house or initiated foreclosure proceedings or changed the locks and put up signs, etc.

[tobee43]

You can quit claim in all 50 states so you must be from ... another planet? That would certainly explain the legal advice you've been getting. Nano, nano.



The bank does not insure the owner as loss payee against any personal liability. They don't name the debtor on any policy they take out to protect their interests. The owner is exposed to risk.

Once the bank takes possession and changes the locks and so on, it's not likely that a personal liability suit against the owner would be successful, but that doesn't mean they wouldn't be named in one. As owner of record, they would. And once that happens, they're going to have to pay the fees to defend themselves. But this scenario is moot on this thread anyway because OP's bank hasn't taken possession of the house or initiated foreclosure proceedings or changed the locks and put up signs, etc.

first...you know darn well i am from MARS....and there we don't have the same problems as here on earth!!

you know this is OUR favorite subject!!!! and i'm getting liability insurance for my bank owned house for Christmas!!...and while i'm at it..i'm going to change the locks they put on the house....AND...break the padlocks off too!!!

then i'll be off on my spaceship again!

[debee]

lol tobee.

[tobee43]

lol tobee.

and please you know i LOVE my atty...

i do swear tho...a bit off topic here...i'm going after chase after the holidays.....come heck or high waters....i'm getting this situation done and finished....

it is my sworn pledge to myself....i'll go to washington if i have too....but they best foreclosure or do the deed in lieu....which is all i asked for ...now going on almost 3 years.... where and why is there no due process when it came to this situation!!

or time to really look into a statue of limitations....supreme court situation.......make a "new" law..... on houses being held by the banks...i know for certain you'll come with me...won't you??? ROFL!!!!!!!

[tobee43]

look for my new book soon...

"tobee goes to washington"....