Anyone here is still living in their home after Ch. 7 and stopped making payments?
We are looking to file in a few months, we were looking to keep the home. We are current on 1st and 2nd but we were advised against reaffirming and that we should consider stop making payments and save money after discharge.
In other words, being current on 1st and 2nd, if we stop making payments after discharge how long do you think we will be able to stay??
We are bout $70k underwater (...and we financed 80% LTV... )
We are looking to file in a few months, we were looking to keep the home. We are current on 1st and 2nd but we were advised against reaffirming and that we should consider stop making payments and save money after discharge.
In other words, being current on 1st and 2nd, if we stop making payments after discharge how long do you think we will be able to stay??
We are bout $70k underwater (...and we financed 80% LTV... )
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