I just got served a NCC ADC-CV-415, from a judgement from Capital one back in Jan 2011. I have 20 days to reply. My question is if the house I live in was refinanced in husbands name only and the lean was removed, should I list it as an exemption. I have a joint checking account with my son who gets financial aid, should I remove my name? Lastly do I have to exempt my clothes and all. I do not work, or own a car. Thank you for all suggestions!
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