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Collections from a creditor that was listed in our BK

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    #1

    Collections from a creditor that was listed in our BK

    I'm being billed for services from 12-05 to 12-17, we filed on 12-5 and the creditor was listed, any thoughts on this?
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    #2
    I always thought ho wiped out debt to filing date and anything after filing date, you were responsible for.
    8-07-09-filed Chapter 7
    11-18-09-DISCHARGED!!

    Life is not what challenges you face, but how you face those challenges.

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      #3
      Originally posted by gemsnroses00 View Post
      I'm being billed for services from 12-05 to 12-17, we filed on 12-5 and the creditor was listed, any thoughts on this?
      Who was this creditor? If it is a utility, then the bill is accurate. Remember, a bankruptcy discharges every debt which arose before the date on which the petition was filed. In other words, the day before you filed is the date to use. In this case, the bankruptcy could (or would) discharge "dischargeable" debts through and including 12/04/2012.

      Is this a utility?
      Last edited by justbroke; 03-26-2013, 12:33 PM. Reason: mistake on date
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

      Comment

        #4
        Oh okay, yes it was a utility bill.

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