Whats everyones credit score? LOL

[merime]

Here I am no bank accounts, about $100,000 in unsecured credit cards, no home, car or job a judgement and guess what. I finally caved to see my credit score. It is 740???? How does that make sense? I was certain it would be like 100. Anyway, If I learned one thing here and from all this collection saga-high credit scores are not a golden ticket. Frankly , I think its a type of hype designed to make people paranoid. LOL-those credit monitor sites that tell you if your credit dropped a point. I think its designed to make the rich feel secure and poor feel inadequate. I have seen way too many people live happy lives despite their score , bankrupcy and judgements.

[catleg]

Mine and wife's are both around 640 according to credit karma, after bottoming in the low 500's before filing bk.
Would probably be higher if not for all the judgments and charge offs. Not that I care anyway.

[Exployer1234]

Last time I checked my score it was around 630. Before BK it was 490. I had a judgement, repo, and a lot of charge-offs. Of course it has been awhile since I checked it and honestly I am not concerned with the score. It is just a number to me now.

[treehugger1]

Mine got down to 570 or so. It currently hovers around 620 with all the chargeoffs, judgments, and unpaid collection accounts. By 2017 all the negative info will be gone. LOL Of course, I expect a few more CAs to probably report over the years as accounts are sold and change hands. I really don't care.

[IamOld]

According to TrueCredit mine is an F - worse than 100% of the population!!!

[sunshinepa]

Well, before this mess started, I was 840........9 mos. later I am about 579, 589 and 636. Truthfully, going thru the last two years, I really don't give a rats $#@ what those scores are. I lost both my parents, almost lost my only child and lost two dear neighbors/friends. Reality is, family, friends and good health are what should be scored.

My great score was what got me here. I just canceled my Identity Guard and frankly, after I get discharged tomorrow (or maybe Monday since weekend), I probably won't bother to ever look again. I kept my house, won't have credit cards again and hopefully can save to pay cash for my next car. Scores can kiss my butt, I really don't care.

[disconapper]

I hadnt looked at my score in years. After I lost my job and started falling behind on bills, I knew it was bad..and then the tax lien came...and I knew it was worse...oh well....I did peek recently and its in the mid 500's...hopefully it will slowly go up and the bankruptcy discharges and closes...like Sunshinepa wrote...there are more important things in life. Hell, I'll take a 560 score with no debt....you can't beat that really!

[dspii]

12....yea that's my score!

[drowning123]

Mine is 689, the highest it's ever been. LOL. Glad I filed.

[jetsfan2010]

hovering around mid 500s right now, but after this 7 gets filed and discharged, I will look at the slow sometimes painful process of cleaning up the file.

[AngelinaCat]

It used to be above 820--higher than Clark Howard's. Now we don't care. We have not looked at our credit scores since we filed BK, 12/28/2007.

[merime]

I find it ironic that everywhere you go there are "free credit score monitoring services". Its nuts.

[sunshinepa]

Well, they really are NOT free, just advertised that way, I searched and searched and ya get trials but after that you pay!

Once again, I don't care if I ever see a score again.

[Bell30656]

I check at Credit Karma before I filed I was down to 480 but now I'm up to 630. I'm glad I filed.

[garyp15]

703....credit karma...however accurate that is...i dont know