how to responde to a summons

[jarhead51]

how do i answer a summons on a credit card judgement... just need to put of for a few weeks so i can file for bankruptcy. here is the complaint


1. there is due an account debt of 8,081.07
2. attached is eibit A are account statements listing amounts owed
3. defendant is in default
4. due demand has been made and has failed to liquidate the balance

how shpoulkd i answer or should i ask for an extention?

[treehugger1]

You don't have a judgment yet.

In terms of answering the complaint in the summons, the procedure depends upon your state and your state's Rules of Civil Procedure. These rules are not the same in every state.

I noticed that in my county in Oregon, several answers to civil suits have been filed where the defendant simply states something to the effect, "With the exception of Paragraph A (name of defendant), I deny all alleged claims stated in plaintiff's complaint." Or, something very similar to such a statement. This is often refered to as a general denial. I didn't believe these could be used in an answer to a complaint here in my state, but apparently, a general denial is a sufficient answer. Now, it is likely that the plaintiff's attorney will immediately go for a motion of summary judgment, but you might buy a few more weeks or a month or so.

Again, each state is different.