I live in Arizona, and I've heard that creditors with a judgment can garnish wages, but only if the person has an income above 30 times the minimum wage per month. So, if a person makes less than this amount, can he or she have their wages garnished? Or is there no minimum earnings requirement for garnishments?
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Originally posted by GoingDown
Title III also protects employees by limiting the amount of earnings that may be garnished in any workweek or pay period to the lesser of 25 percent of disposable earnings or the amount by which disposable earnings are greater than 30 times the federal minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938. This limit applies regardless of how many garnishment orders an employer receives. As of September 1, 1997, the federal minimum wage is $5.15 per hour. -
It might depend upon who the creditor is. I have known of instances involving child support and IRS, where these rules were not followed.
Also the federal minimum wag might be differeent than the minimum wage where you love. I livein IL and the min. wage here is higher that the Fed. Min. and I know that we are not the highest state.
I know because my wife (who thinks that I knwo all fin. trivia phoned from work one day and asked me because a co-worker's son was looking for work and wondered how much the min wage was) I googled "minimum wage" and found a govt. site which listed all fo the states.
I sure hope for your sake that it is 30 times, if that helps. ArtComment
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