Originally posted by optimistic1
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By going to court to answer a summons that comes before you are ready to file, you at least have a chance to explain any personal extenuating circumstances. Some judges do have a heart and have been known to allow an extension for a debtor to deal with the issue. Some judges won't have a heart - but you'll never know if you don't show up to contest the planned creditor action.
Everyone gets to decide how they want to handle this situation. BigBoy is ok with sweeping up the mess afterwards - that's the right decision for him. Doesn't mean it's the right course of action for everyone.
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