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    #1

    mortgage and auto payments

    A few days ago I filed chp7 and today I logged onto my banking (mortgage and auto was at my bank) and I can see everything but auto and mortgage are no longer accessible.

    I'm so used to auto payments but now reality is setting and that wont be an option. How do I go about making payments? will I receive something in the mail from them? I believe I need to keep making payments if I'm keeping the house and car right?
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    #2
    Yes, you need to keep making your auto and mortgage payments. Don't wait for them to contact you. Call and find out how best to make the payments.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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      #3
      Originally posted by Dis0314 View Post
      A few days ago I filed chp7 and today I logged onto my banking (mortgage and auto was at my bank) and I can see everything but auto and mortgage are no longer accessible.

      I'm so used to auto payments but now reality is setting and that wont be an option. How do I go about making payments? will I receive something in the mail from them? I believe I need to keep making payments if I'm keeping the house and car right?
      They won't be sending you anything (they're legally prevented from contacting you at all during bankruptcy).

      If your bank has an auto-payment service, you should still be able to access that and schedule payments there.

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