Updated Mortgage Payments on Credit Report after BK7 Discharge

[PhillyGuy]

My mortgage was reaffirmed, but all the payments were not showing up on my credit reports. Customer service told me to fax a letter to the legal department requesting that they update all the reports with my current status and all my payments. They also said I would receive a letter confirming that it was complete.

I did receive the letter stating they updated all four (4) credit companies.

So my question: what is Innovis Credit Report?

This was listed on my confirmation letter.

Thanks
PG

[df04527]

Innovis is the fourth credit bureau in size. It is small compared to the other three but just as important to check on as some lenders do pull this one as well.

[ellis2156]

Are you with Bank of America? I also re-affirmed but they told me that nothing would show and that I couldn't get online access to my mortgage account until after the bk closed. That the discharge notice didn't mean anything to them only the closure notice was what they were looking for.

[PhillyGuy]

No, Wells Fargo. I have access to my mortgage into. But my car company told me the same thing as your mortgage company, no access, credit report updates, etc... until closure.

[stevie2012]

I have Wells too and it shows "included in BK" on my cbr. Then again, I did not reaffirm, I'm doing the stay and pay thing...