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Can car loan be settled for less?

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    Can car loan be settled for less?

    I was discharged in 9/10 and had a car loan through Chase which I am paying on time. Since the loan was discharged can I offer Chase a lower amount to pay off? I still owe about $4500 and would like to offer them $2500 to get the title from them.

    Is that possible?

    #2
    I haven't heard of anyone being able to do that. Let us know how it goes.

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