Reaffirmation entry on Pacer

[ssmdem]

Pacer entry yesterday "Reaffirmation Agreement,with attached cover sheet, between Debtor and WellsFargo Dealer Services filed by WellsFargo Dealer Services"

So, they've agreed and we're done, right?

When I check my credit report, they should be reporting this as an open tradeline and being paid as agreed, right? Everything should read IIB -- even the mortgages -- correct? Foreclosure procedures have not been initiated on either property, but as I understand it, as far as the credit report, they will be reported as IIB. Do I understand all of this right?

[SunshineGal]

Did you use an attorney or file pro-se? If your attorney signed off on the agreement than you should be done with the reaffirmation agreement. If not, than you'll have a hearing on it and the Judge has to approve it.

Wait a month or so to pull credit as most lenders report once a month. Yes, the car (Wells Fargo?) should be reported as "Paid as agreed" and the mortgages should state "IIB"

[ssmdem]

Yes, I used an attorney and she made no indications that she wouldn't sign off on it. Just asked if we were current and definitely wanted to keep the car. We did have a negative DMI, but she didn't really act like that was a big deal to her -- just asked if we were sure we wanted to keep the car.