I have a credit card debt and a student loan debt. The student loan is in an income based payment plan, not defaulted and it's not causing any hardship because I am not paying on it at this time. Payments aren't due until November.
Now, even though I have to list the student loan and the credit card debt on the chapter 7, I am only trying to discharge the credit card debt. Will the loan lender contest the discharge and will the trustee or judge demand an adversary hearing anyway before they will discharge the credit card debt?
I am filing pro se and want to avoid any issues. Explain what exactly should happen and what I should do. I don't want to be forced into a chapter 13 in any way.
Now, even though I have to list the student loan and the credit card debt on the chapter 7, I am only trying to discharge the credit card debt. Will the loan lender contest the discharge and will the trustee or judge demand an adversary hearing anyway before they will discharge the credit card debt?
I am filing pro se and want to avoid any issues. Explain what exactly should happen and what I should do. I don't want to be forced into a chapter 13 in any way.
Comment