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    #16
    Hi again debee,

    I wouldn't skim your posts!

    You mentioned that tax returns weren't mentioned in the BK rules, so I mentioned that tax returns were mentioned in the code....

    Did I mention that I used the word mention enough....

    Tom in Colo
    Ch7 filed 5/12/2010.....341 meeting 6/30/2010....report of no distribution 8/15/2010.....discharged 10/01/2010.....closed 11/09/2010

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      #17
      Code vs. Rules. If only they didn't make it all so simple.

      (edit: Why not just roll it into coderule or rulecode so it would be easier for people like us to talk about? )
      Last edited by debee; 11-18-2010, 10:00 PM.
      There are two secrets for success in life:
      1.) Never tell everything you know.

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        #18
        One creditor showed up to someone's when we were there. It seemed pretty painless though. The creditor just had a few questions for the lady. Otherwise, there were none.
        I may be smarter than an attorney, but I'm not one. No legal advice here, people.
        Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11

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          #19
          Okay so I am like freaking out... Tomorrow is our meeting at 10 in NY. My wife is also going crazy. She is also worried about us getting kicked out of our house because of back rent. Which is understandable. On the flip side I just had a great interview Friday. Bad weekend of hunting thou..
          Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

          Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

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            #20
            Originally posted by calco86 View Post
            Okay so I am like freaking out... Tomorrow is our meeting at 10 in NY. My wife is also going crazy. She is also worried about us getting kicked out of our house because of back rent. Which is understandable. On the flip side I just had a great interview Friday. Bad weekend of hunting thou..
            calco86....best of luck to you!! you'll be fine...and the trustee will not be throwing you out...

            especially during the holiday season...usually things quiet down a bit...so make certain you let us know how you make out today and....also good luck on your friday's interview!
            8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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              #21
              Originally posted by tobee43 View Post
              calco86....best of luck to you!! you'll be fine...and the trustee will not be throwing you out...

              especially during the holiday season...usually things quiet down a bit...so make certain you let us know how you make out today and....also good luck on your friday's interview!
              Tobee43,

              Will do, we have our meeting in hour and half, we will see what happens. I think we will be fine, I on here trying to find out if we need anything else or what to expect. I guess this is the next step in getting the discharge and moving forward. I will let everyone know how I make out. What do we call the trustee? SIR
              Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

              Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

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                #22
                Originally posted by calco86 View Post
                Tobee43,

                Will do, we have our meeting in hour and half, we will see what happens. I think we will be fine, I on here trying to find out if we need anything else or what to expect. I guess this is the next step in getting the discharge and moving forward. I will let everyone know how I make out. What do we call the trustee? SIR
                well in our case we had a woman...so SIR...was not the word we used???

                you will be just fine! i'm certain it will go perfect and you will have a wondrous thanksgiving..
                8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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                  #23
                  Originally posted by tobee43 View Post
                  well in our case we had a woman...so SIR...was not the word we used???

                  you will be just fine! i'm certain it will go perfect and you will have a wondrous thanksgiving..
                  Okay all done, no issues besides he did say the case is going to be open until we get our tax returns, last year we got 13K back and he is a little concerned. We will get discharge in 60 days he said but if our tax return is over 5500 we need to give him the rest. So we are good to go. What should I do now? Start cleaning up my credit report?
                  Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

                  Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

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                    #24
                    >>>>What should I do now? Start cleaning up my credit report? <<<<

                    First thing I would do is have a stiff drink!!!
                    Congrats on a smooth meeting and getting it over with. I'll be joining you in mid-December. Cheers!!
                    Filed Ch. 7 11/8/10: Survived 341 Meeting 12/13/10 Report of No Distribution!! 12/14/10Received UST Presumption of Abuse!! 12/15/10 UST states Dismissal is Inappropriate! DISHARGED!! 2/22/11

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                      #25
                      Awesome Calco86. After mine i made a blender sized Margarita.
                      And this is a gal who gets light headed after a Hard lemonade
                      But then i slept for a couple of days!
                      ALL that missed sleep catches up to you.
                      filed: 8/10 ...341:10/8/10 ... Discharged & Close: 12/9/10
                      "Nothing is easy to the unwilling" Thomas Fuller

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                        #26
                        okay, how do I start cleaning my credit report? we can I start rebuilding?
                        Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

                        Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

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                          #27
                          Congratulations calco!! So far, so good!

                          Don't worry about the credit report until after discharge, for now relax and get a good nights sleep...

                          Tom in Colo
                          Ch7 filed 5/12/2010.....341 meeting 6/30/2010....report of no distribution 8/15/2010.....discharged 10/01/2010.....closed 11/09/2010

                          Comment


                            #28
                            Originally posted by calco86 View Post
                            okay, how do I start cleaning my credit report? we can I start rebuilding?
                            morning calco...i pm's you will answers to some of the questions you ask...hope you got it.

                            great news about the meeting....glad it all went well..

                            it was also nice that the trustee capped the refund!! that's a bit of good news so if you are under the 5500 you get to keep it!! that would be nice.
                            8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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