How much is enough?

[SinkingFast]

No offense, Scammer.

I am thoroughly amazed at some of the things you supposedly have gotten away with. A brand new, $9000 hot tub in a $3000 household exemption limit for example.

I wonder if some of the stuff you say is for shock value. Your reported "Swinger Lifestyle" comments, for example.

But, as a newbie, someone who's learned a lot in a couple of months researching now.

Staci reminds many of us often times how things could look when seen from the other side.

The other side isn't gonna see things we did as having been done with the best of intent. They've seen too many people abuse the system. Stretch the limits. Bend the laws to their own advantage.

Sometimes, things we do with the best of intent, will be seen as FRAUD to the other side. Staci simply reminds us of that fact.

Since the other side holds all the cards, so to speak, I'd rather err on the side of caution, than do something that could ever so slightly be viewed by them as fraudulent behavior.

[lilgoose]

Spend a little time and get those $$$ moved to some CC.

PRE-PLANNING, PRE-PLANNING, PRE-PLANNING, PRE-PLANNING, PRE-PLANNING.......................................... .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. ................GET IT?

After reading the last post by scammer, I am believing that there was some of the above done to get to this point!

A qoute that I heard years ago comes to mind when reading posts from said person:

To Make Oneself Feel Bigger and Better, They Must Belittle Another.....

Scammer, there are honest people here who are just as scared, concerned or otherwise not as well-informed as you must be.

I have yet to read about anyone who put me in mind of someone trying to pull fraud (yes, I am very well aware of what that word means) on a system that makes even the most honest people feel as though splurging on ice cream from a local ice cream shop will cause them to have their bankruptcy revoked.

This site is for people who need to have a shoulder to lean on and share all the thoughts, concerns and worries that keep them up in the middle of the night.

PLUS, as I have posted prior to this....THERE IS NO WHERE ELSE TO ASK SOME THINGS THAT WE ARE CURIOUS ABOUT AND NEED TO KNOW WITHOUT RAISING A FLAG IN A SITUATION THAT IS ALREADY TEETORING ON TOP OF THE FENCE.

I am sure that most who are here don't want to be and this is the way to let out frustrations and anger and share with those who really understand!

So, Scammer, you go and THINK some more about buying that little sports car........Just remember, we won't be here when you forget to PRE-PLAN and have to file again..........

And, I just have to say one more thing......

If this bothers you, then please do take a look inward and ask yourself "Why?" I know that I am not putting down anyone, you included, to make myself look better. I just don't want you to come here and start belittling others.

If you can't play nice in the sandbox, then please go play at another playground.........

[SinkingFast]

Scammer,............

I personally don't care if you're a Swinger or not. Not my choice for a lifestyle but I'm not gonna judge your choices. If that's what blows your dress up, so be it.

For me, I've seen way too many sexually transmitted diseases crop up, just since we've been married. 25 years ago, we were tested for Syphillis and Gonorhea (however you spell them) in order to get our marriage license. Lots of places don't even do that now. People didn't talk about Herpes. Never heard of it. Now we see commercials every day for medications to help curb out breaks. No cure. Even tho HIV existed, it was obscure at best and never discussed among regular folk. Much less AIDS. Add to that HPV, Genital warts, and others I can't even think of right now. Every person you sleep with,......... You are sleeping with every person they've slept with. Not everyone tells the truth or even knows the truth about their sexual history. One little slip is all it takes. That's just the disease side.

I've seen first hand the human impact side. Children of a couple we know who are swingers. The woman revealed it to me months ago. Their kids are older. In college. The kids recently learned about Mom and Dad's little secret lifestyle. What they thought was their happy home growing up, parents like everyone else's, nice, normal, happy family life. PTA President Mom, team Coach Dad. Actively involved in their children's lives. Suddenly, to those kids, it was all a lie. They feel betrayed. What had been the family secret is spreading quickly among the kids' friends and parents of the kids' friends. The Swinger Couple's son stopped by the house one day with a group of his friends. They were gonna have a little get together, watch a game, kick back, and enjoy. Dad was having a "date" in the hot tub. All the kids saw what was going on and they left. Mom of the boy's best friend commented about the incident to the Lady Swinger. Friend's Mom said her son was very quiet, didn't say why they didn't stay, was obviously upset for some reason. Lady Swinger came out and confided what had happened. Those 2 young people are traumatized. The children of the Swingers. One has already quit college. The other is severly depressed, talking about quitting college, wants to move to another state to get away from it all now that friends he'd grown up with know.

As far as the Hot Tub goes,......... By filing Old Law, you didn't have to abide by the same rules we will have to. If we've made any relatively large type purchase, within the last 2.5 years as I've read it, we have to use current retail for the replacement value. If we'd bought a hot tub a year ago, we'd have to list the $9K. You got lucky and didn't have to. And like you said, if it becomes an issue, you can always pull out the checkbook and correct it then.

I didn't take any of your comments personally as I hope you didn't take mine personally. We see things from different sides of the same aisle. You were, and we are, in the BK boat together. I live in a glass house, so I definitely will not throw stones.

Sounds like you have a bit better life circumstance than most of the rest of us posting here. Good for you! And I do hope you don't get into financial trouble again.

[SinkingFast]

As far as who really holds the cards??!!,................

Scammer, and anyone else of like mind,...............

There's a very old saying that holds true yet today,........ For those who choose to listen, not just hear, and heed the warning of the words.

Pride cometh before the fall.

[StaciMM]

FYI-re-read my posts in this thread. I didn't give you 'advice' other than to be careful of what you do & how you do it, because the trustee/US trustee could still be investigating. BK is NOT an innocent until proven guilty situation.

Think what you may of me-your posts don't hurt my feelings. I'm not a 7 year old who is easily upset. My viewpoint is that it is best in any situation to consider the worst case scenario. Be prepared for the worst, hope for the best. Much better than using rose colored glasses and ending up in trouble ultimately.

[edwards2]

scammer- I am sure your BOLD lettering was to make a point but it really gave me a headache and it is like shouting so if you dont mind...

sinkingfast...A woman(lady to be determined) I work with and her husband are swingers. She was a teacher in a local elementary school and decided to post her everything on a website called something...playground. Anyway, one of the parents of a child in this school saw it(dont know what he was doing on that website either) and took it to the principal of the school. The principal took it to the school board and she was told to resign or be fired. Dont know why there was a choice. Her husband had a really good job in the HUB at Fedex. He decided to post "himself" too and the company found out(dont know how) and he was promptly fired. She applied for a job where I work and got the job because one of the ladies I work with was friends with her mother and we were looking for a receptionist. She is very efficient, dresses very neatly and a lot of times in very provocative outfits. When I found out what had happened I was floored that no one checked the situation out before she was hired. In fact, our company found out because one of our members knew all about her. Fast forwarding to know it has been a few years and she has been promoted. They have a daughter who is now in college but was attending a private all girls school when this happened. Dont know if she knows or not. Cant imagine how she doesnt but have no respect for her or her husband at all. She believes she has the right to do anything she wants and wants their daughter to experience "everything." How perverted is that..

[SinkingFast]

scammer- I am sure your BOLD lettering was to make a point but it really gave me a headache and it is like shouting so if you dont mind...

sinkingfast...A woman(lady to be determined) I work with and her husband are swingers. She was a teacher in a local elementary school and decided to post her everything on a website called something...playground. Anyway, one of the parents of a child in this school saw it(dont know what he was doing on that website either) and took it to the principal of the school. The principal took it to the school board and she was told to resign or be fired. Dont know why there was a choice. Her husband had a really good job in the HUB at Fedex. He decided to post "himself" too and the company found out(dont know how) and he was promptly fired. She applied for a job where I work and got the job because one of the ladies I work with was friends with her mother and we were looking for a receptionist. She is very efficient, dresses very neatly and a lot of times in very provocative outfits. When I found out what had happened I was floored that no one checked the situation out before she was hired. In fact, our company found out because one of our members knew all about her. Fast forwarding to know it has been a few years and she has been promoted. They have a daughter who is now in college but was attending a private all girls school when this happened. Dont know if she knows or not. Cant imagine how she doesnt but have no respect for her or her husband at all. She believes she has the right to do anything she wants and wants their daughter to experience "everything." How perverted is that..

Daughter that was home last night read what I had posted. She doesn't know who we are talking about, though.

She said she'd be ill at the thought if it was us. Thoroughly embarrassed to go back to school and show her face. She agreed that the whole thing would make her feel like her whole childhood had been a lie as well.

The impact of parents' behavior on children it really tremendous. And many times we have no idea the depth of their feelings about what we do, the impact on them emotionally, and subsequently physically as well.

[StaciMM]

Scammer-if you really want to donate, look up mathathon.org. I tend to think the best of people, so I'm going to assume you wouldn't joke about wanting to help sick kids.

[scammer]

Scammer-if you really want to donate, look up mathathon.org. I tend to think the best of people, so I'm going to assume you wouldn't joke about wanting to help sick kids.

We donate so much a year to various charities. But no one ever pointed this St. Jude out, love the math contest angle, looked up St Jude and this is a popular fund raiser for years with them. I am excellent at math myself, favorite subject in school. How does your kid get the credit??? I will ck the site out next.

[scammer]

Daughter that was home last night read what I had posted. She doesn't know who we are talking about, though.

She said she'd be ill at the thought if it was us. Thoroughly embarrassed to go back to school and show her face. She agreed that the whole thing would make her feel like her whole childhood had been a lie as well.

The impact of parents' behavior on children it really tremendous. And many times we have no idea the depth of their feelings about what we do, the impact on them emotionally, and subsequently physically as well.

Are two kids are pretty young, and like my sister has we have a study/office room with his and her computers and will have a kids computer in the kitchen to monitor what the kids are looking at. Bummer about the daughter seeing that, I myself am very careful about what I look at on the internet, no porn for example, and what I type.

I am sure glad we do our swinging out of the area, I don't think I would ever get caught in a precarious situation of swinging in our hot tub and a kid would come home. A little commonsense goes along way.

I guess were lucky, we own a financial service business and a great deal of real estate holdings, and if any employee said shit about our lifestyle I would let them know not to let the door hit them in the ass as they left for the last time. Besides I pride myself in overpaying, its amazing what kind of loyal employees you develop when you pay people better than the average crappy corp does. We live in a pretty affluent area, typically people that live in these areas are pretty well educated and you would think that alot of the wacky things in life wouldn't make it on my street. You would be surprised about what these people spend money on and do in there own privacy. I know for a fact the doctor a couple of doors down is into S&M. We have seen a few wierd things at the curb, leather whipping post and some kind of sex swing, plus you will here her scream once an a awhile. Someone that knows them says Doc's wife likes to be choaked before climaxing, guess its some ultra high depriving oxygen before having the big O. Again were her to talk about bk not my risk of getting warts, god bless lucky so far.

[StaciMM]

Scammer-sent you a PM about the math-a-thon. I am very proud of my son. (My daughter, who just turned 6, doesn't want to do the mathathon but does want to help the kids. She's collecting all her change to donate... Last year, her school was collecting money for a children's charity, and we had to teach her NOT to steal anyone else's change. Even if it is for a good cause...)