Several months ago I had my account go into the neg. I had one charge go in the neg and the bank pulled 9 charges off and put them in the neg. 
After talking with them they took 4 off and left 5 on. They then offered to set it up where I paid 107 or so a month till it was cleared up(6 months) of payments i think.
I had it down to 300 bucks and had my check messed up and they sent it to collections and closed out the account.
I would like to pay it off and get my account back. The other two banks I deal with suck and one would not cash a 700 dollar SSDI check from the treasury with out holding it for 4 days.
Since i am filing next month can i go ahead and pay it and reopen the account or should I not include it and pay it post discharge?
Or is including it in my bk and then paying it to reopen the account an option?
After talking with them they took 4 off and left 5 on. They then offered to set it up where I paid 107 or so a month till it was cleared up(6 months) of payments i think.
I had it down to 300 bucks and had my check messed up and they sent it to collections and closed out the account.
I would like to pay it off and get my account back. The other two banks I deal with suck and one would not cash a 700 dollar SSDI check from the treasury with out holding it for 4 days.
Since i am filing next month can i go ahead and pay it and reopen the account or should I not include it and pay it post discharge?
Or is including it in my bk and then paying it to reopen the account an option?