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New question about home loan and reaffirmation

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    New question about home loan and reaffirmation

    I've posted before about our weird situation with our mortgage company - I filed chapter 7 individually and am not on our mortgage bill but am on the title to the house, and right after filing the mortgage company sent him a letter stating that while the co-owner was in a pending BK case he wouldn't receive the normal billing statement and there would be a notation made on his credit report regarding MY bankruptcy. They have stated that they will have this notation removed from his report after my discharge if the trustee releases the property back to us.

    Okay, now they are telling my attorney to let them know when we are ready to reaffirm the debt. What? Why would my husband need to reaffirm his mortgage just b/c I am a co-owner? Has anyone ever heard of this?

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