Any general consensus as to which creditors usually file claims in asset case?

[lalap123]

I haven't paid on my cards in over a year. For the most part I hope to be a no asset case, depending on how the trustee decides to value my house and of course whether or not I will be getting a tax refund and he decides he wants part of it...

But, if he does decide he wants to make me an asset case, from what I understand he will inform the creditors that they have XX number of days to file a claim, right? How long does he usually give them?

Will the fact that most of my accounts have charged off and some are with collection agencies make a difference as to whether or not claims are filed?

Are there certain creditors who are known for always filing a claim no matter what the amount is (and vice versa - are there ones who tend to never file a claim)?

[BKDefender]

lalap123 - the only difference that occurs if a claim is filed is that the asset is used to pay the creditor. If no claims are filed, the trustee abandons the asset and you get to keep it.

--William

[LSUTiger32]

You can rest assured that most will. For me just about anything to do with unsecured debt did.

[backtoschool]

Pretty much all my creditors filed a claim. My student loans got the lion's share of my payout after the trustee took his double dip.