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341 was yesterday, a few questions...

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    #1

    341 was yesterday, a few questions...

    Hi All,
    I had my 341 meeting yesterday. It was uneventful.

    I wanted to run a few things by the forum members here to double check what my attorney tells me:

    1. When I filed, I had over 10k in the bank. My attorney said I could claim exemption for that. I'm wondering when I need to claim it. He says it depends on the trustee.

    2. I have a car that I'm still not sure I want to re-affirm or not. He tells me I still have time to do that (again, my 341 hearing was yesterday).

    Thanks in advance!
    Tags: None
    #2
    What state are you in?
    Attorney Retained/Paid: 1-4-10
    Online CCC-Completed & Cert Received: 1-8-10
    Filed Chapter 7 1-18-10.
    341 3-10-10 ~~~ Last Day to Object: 5-10-10

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      #3
      Virginia.

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        #4
        Your bankruptcy petition should have listed cash balances & claimed exemptions for them. If he was going off of outdated info (such as you gave him your balances and the petition was not filed til weeks later) your attorney may need to file an amendment.

        For the car, you can cancel a reaffirmation agreement up to 60 days after discharge I believe.
        Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
        (In the 'planning' stage, to file ch. 13 if/when we have to.)

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