Reaffirmation Agreement and Wells Fargo

[lawforever]

Wells Fargo has decided not to send out anymore reaffirmation agreements. What is the effect of those who needs to file reaffirmation to keep their home and/or vehicle? The Rules require both creditors and debtors to reach an agreement to effectuate the ongoing debtor/creditor relationship of the debtor decides to keep the collateral.

Has anyone else in have any experience with regards to this issue? This concerns me very much.

[Redfish]

I am interested in your topic, I have Wells Fargo as my mortgage holder. I was told by WF that my attorney would have to send a letter to them stating that WF has permission to speak to me during the BK.
I am also curious to see if anyone else has experience with this matter.