Originally posted by ApresMoi
View Post
top Ad Widget
Collapse
Announcement
Collapse
No announcement yet.
PI's Outside - Time to File?
Collapse
X
-
Last edited by MSbklawyer; 01-29-2010, 04:57 AM.Pay no attention to anything I post. I graduated last in my class from a fly-by-night law school that no longer exists; I never studied or went to class; and I only post on internet forums when I'm too drunk to crawl away from the computer.
-
Originally posted by ApresMoi View PostNo, no criminal intent (just dealing with not being able to pay my bills is bad enough, thanks). I am one of thousands carrying 40K in unsecured debt who plans to file. It was the combination of seeing two guys who I am sure were surveilling and then 1/2 hour later seeing two police cars parked in front of my building when i got back from running errands. Unnerving, given my situation. I thought the police 'served' legal papers in the case of a lawsuit(?). Or maybe it has to be the Sheriff's Dept.. As it turns out, they were here for an emergency at the building next door. I have read of many instances (people posting online) of getting sued only 3.5 months after stopping payments. I don't think it's out of the question.
What about the 2 months lapse before the firm can file. Do I face any risk there? Is that an 'opening' for an aggressive creditor?
You could do some counter-surveillance though. Maybe tail the PI's and see if they are cheating on their wives or something.Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick
Comment
-
ApresMoi-
What information will a PI gain by monitoring your house for an extended amount of time? Who is going to pay for PI services? Are you pulling up in your GranTurismo and exiting dressed in furs and jewels?
Understandably, a random car containing onlookers can be unsettling. I wouldn't jump to the conclusion these people are monitoring your actions. You may have a local cheating spouse or suspicious drug activity or a slacking employee who finds your street covert and appealing.
I had a man park on my street and knock on my door twice. My dogs performed their killer greeting (most don't realize they offer the "kill 'em with kindness"/we love all living things even if we sound dangerous blissful alert). I didn't answer the door; and, I didn't jump to conclusions. The man may have been assessing the status of my soon-to-be-surrendered property. Or...he may have been selling the latest version of the NOLO book. Just as I opted out of a losing investment (my house), I highly doubt one of my creditors would invest in me.
Maybe you should heed MSbklawyer's advice? Offer these people sandwiches (preferably gourmet) and inform them you proudly purchased them on credit as you gauge their reaction*Filed: September 23, 2009 *341: November 4, 2009 *Discharged: January 4, 2010 *Closed: January 20, 2010
Hakuna Matata...it means NO WORRIES!
Comment
-
Look, i diden't have anyone scope me out for my $187k in CC debt. I doubt there interested in you with a measly $40K. Hell, the whole country is filing BK, That should mean the national unemployment rate would plummet, due to all the new jobs created in the PI field. Relax, Plan your BK for when it feels right for you to file. No rush.I waited over a year.Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7
Comment
-
Originally posted by HakunaMatata View PostApresMoi-Maybe you should heed MSbklawyer's advice? Offer these people sandwiches (preferably gourmet) and inform them you proudly purchased them on credit as you gauge their reactionMay 2008 Hired 1st Attorney/Stopped paying CCs
May 21, 2009 Retained 2nd Attorney
May 28th - Filed for Ch 7 (FINALLY!)
9/11/09 - DISCHARGED!!!!
Comment
-
If a car was parked on my street with two guys just sitting there, I would most definitely go knock on the window and ask what they were doing. If you are afraid of doing that, call the police and report it. The police will go knock on their window and come tell you what they are doing. Just to get the police really motivated, I would tell them that I "think" I saw them trying to talk to some little girls that were walking by. I assure you that they will come out very quickly and resolve the situation.Wife Laid off - 11/16/2009 Missed First Payments - 12/5/2009
Filed Chap 7 - 12/31/2009
341 - 2/12/2010
Discharged - 4/19/2010
Comment
-
Originally posted by BCA2009 View PostJust to get the police really motivated, I would tell them that I "think" I saw them trying to talk to some little girls that were walking by.Pay no attention to anything I post. I graduated last in my class from a fly-by-night law school that no longer exists; I never studied or went to class; and I only post on internet forums when I'm too drunk to crawl away from the computer.
Comment
-
Originally posted by bca2009 View Postjust to get the police really motivated, i would tell them that i "think" i saw them trying to talk to some little girls that were walking by. I assure you that they will come out very quickly and resolve the situation.First consult: You go now, no CH 7 for you. You spent entire buffet. 13 has a 95 percent payback. (Owwwch) On to next consult....
Comment
-
Originally posted by flyinbroke View Postlove it!!!Wife Laid off - 11/16/2009 Missed First Payments - 12/5/2009
Filed Chap 7 - 12/31/2009
341 - 2/12/2010
Discharged - 4/19/2010
Comment
-
I think I like the sandwich idea. Very Beverly Hills Cop Make sure it's shrimp salad (and I hope I got the movie reference right, it's been a while)
Honestly, why not go talk to them? What's the worst they can do? Zip off the moment you approach them? If you've got a good view of the car, get the make, model and license plate and a description of the person or persons inside the vehicle. Just in case you need it.
As for the police, it's most likely a coincidence. The police do their jobs and sometimes they show up when you least expect it. I can expect to see the police on my street at least 3-4 times a week. As long as I know I'm not doing anything wrong. I have nothing to worry about. Just keep that train of thought going and you'll be fine.
But if you need it, I can loan you my tin-foil hat. Lightly used.sigpic
Filed - 11/19/08;341 - 12/22/08
Discharged - 2/23/09 ;Closed - 3/6/09
Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.
Comment
-
Originally posted by anime-chicka View PostI think I like the sandwich idea. Very Beverly Hills Cop Make sure it's shrimp salad (and I hope I got the movie reference right, it's been a while)
Honestly, why not go talk to them? What's the worst they can do? Zip off the moment you approach them? If you've got a good view of the car, get the make, model and license plate and a description of the person or persons inside the vehicle. Just in case you need it.
As for the police, it's most likely a coincidence. The police do their jobs and sometimes they show up when you least expect it. I can expect to see the police on my street at least 3-4 times a week. As long as I know I'm not doing anything wrong. I have nothing to worry about. Just keep that train of thought going and you'll be fine.
But if you need it, I can loan you my tin-foil hat. Lightly used.Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick
Comment
-
Originally posted by anime-chicka View PostI think I like the sandwich idea. Very Beverly Hills Cop Make sure it's shrimp salad (and I hope I got the movie reference right, it's been a while)
.First consult: You go now, no CH 7 for you. You spent entire buffet. 13 has a 95 percent payback. (Owwwch) On to next consult....
Comment
bottom Ad Widget
Collapse
Comment