We filed chapter 7 in 1999. A credit card debt with Credit union #1 was included in that discharge. We have been banking with Credit Union #2 for almost 10 years. Within the last year CU#1 merged into CU#2. Today we recieved a letter stating that an audit was done and because of our past lost debt with CU#1 1o years ago, CU#2 is closing all of our accounts as of NOv 9. They have even taken my husband off our son's account and my husband's father's account, both of which he is a joint holder on. We have never caused CU#2 any lost debt and this was 10 years ago. Can our credit union legally do this? Any help would be appreciated. Thanks
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