I met several attorneys and decided to retain one of them.
But I still need to clarify the following. Any suggesion or similar experience?
1. There was a Big Cash Advance in May to pay other bills
Attorney 1 recommended me to stop paying CC. (I want to retain this att)
Attorney 2 & 3 recommended me to pay 2-3 months more before filing BK.
If I keep paying a specific credit card only, is this causing any problem later? preferential fraud, etc? What would be the best strategy? Stop paying everything or keep paying only the credit card...?
2. Expenses
I am on the edge of Chapter 7 and 13. If I replace car tires and have a dental service (yes, I and my daughter need them now), can this help me be qualified the Chapter 7?
Can I use all these expenses in the means test or any schedules later?
I don't want to create any bad-look file later. (big expeses before filing...)
Any suggestion or advice would be highly appreciated.
But I still need to clarify the following. Any suggesion or similar experience?
1. There was a Big Cash Advance in May to pay other bills
Attorney 1 recommended me to stop paying CC. (I want to retain this att)
Attorney 2 & 3 recommended me to pay 2-3 months more before filing BK.
If I keep paying a specific credit card only, is this causing any problem later? preferential fraud, etc? What would be the best strategy? Stop paying everything or keep paying only the credit card...?
2. Expenses
I am on the edge of Chapter 7 and 13. If I replace car tires and have a dental service (yes, I and my daughter need them now), can this help me be qualified the Chapter 7?
Can I use all these expenses in the means test or any schedules later?
I don't want to create any bad-look file later. (big expeses before filing...)
Any suggestion or advice would be highly appreciated.
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