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How Likely Are The Creditors To Object

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    #16
    You probably have no way of knowing if your attorney is good until you get your discharge with no problems. This just requires a lot of homework, going to meetings to see how the attorneys are, some guess work and a prayer.


    As for the recent charge 6 months seems to be a safe number but that also depends on the amount, your financial condition at the time of the charge and payments since you made the charge.


    It's mentioned here a lot things like "the creditor has the burden of proof", "don't worry if the creditor loses they pay your legal fees", etc.

    Since the bk process is so stressfull to begin with my advice is if you or anyone in this situation have any questionable charges or cash advances and you are not sure just sit it out and wait like 9 to 12 months. Rarely does anyone object to that unless it's a private creditor such as a business partner.

    Good luck
    The essence of freedom is the proper limitation of Government

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