First off:
This tt was hard on everyone. She did not let anyone go without out continuing their case until early next month...no one's went smoothly...I never heard he say.."good luck"..."no asset" or anything that I have read here...they were not 3 minutes...not simple and not easy....she was hard on every single person and everyone had lawyers with them.
Okay, first off our lawyer has been very inattentive to us...we had to barge into her office and force her to file for us after dragging her feet for three weeks after we signed our schedules. They don't return calls...don't answer the phone...and this is basically the paralegal. We only had ONE meeting with the attorney, who showed up barely in time for our 341.
When we first met the the atty, we had planned to file a 13 and keep our big, fancy house. After running the numbers and coming to our senses, we decided to give up the house, new car and our lives and go for a 7. My dh quit his part time job and we lowered our income and made it into range for a 7 and finally filed. Well, when we first met with the attorney we had a whole separate set of expenses to account for the big house...and to make a long story short..she screwed up our schedules and screwed us at the 341.
First, she put the wrong amount for a car payment...she put $230 and it was supposed to be $80. Of course the tt questioned the validity of a 1996 ford range with a payment of $230....then the atty put two separate lines for our children's sports..one for boys and one for our daughter who participates in competitive cheerleading. This costs us easily $100 per month with class fees and costumes...then my boys play football/baseball and do karate...this is all another $100 per month..our atty put one line that said
children's sports and school activities $137 (boy's sports)
Daughter's activities $108 (cheer)
Son's activities $40 (should be school lunches)
also, we had $290 per month for our property taxes, house and personal...they are not in our mortgage payments...also included in that is my taxes as I am self employed.
So, the way it was all titled made it look like there was some duplication. The tt said that if we were to fix it it lools like you might have money left over every month and I doubt that is the case...at least she gave us that much.
Plus, the atty did not put in our hair expenses..which I think is very valid..I have three males in the house that each get $10 hair cuts every month...and a daughter that gets one every other month...and I get a highlight and cut for $100 every two months..so that is $85 per month totaled that was left off completely...the tt also questioned our $250 per month entertainment claim...I told her that it costs our family of 5 $70 to go to the movies one time ...and $20 in fees to get into the public pool...$15 on cheap roller skating night....add going out to eat twice in one month at $50 per shot and we really are not doing a lot! She agreed. Has anyone else had to justify these amounts?
anyway, the tt said that she wanted us to re-do the schedules to show the correct amounts and titles and a couple of documents...one from the people who are owner financing our mortgage and one from dh's parents who we are paying for the truck. They she said she was forwarding our case to the UST and continued it until September 9th...where I guess we will have another 341? Our attorney said it's no big deal and that once we re-do the schedules and get her the paperwork she wants we probably won't have to go back...but what about the part where she said she was forwarding it to the UST?? What does that mean? Our atty just said, "yeah, sometimes that happens?" She is so incompetent and this is all he fault and we are so stessed out I can't even believe it!!!!!!! dh wants to turn them into the bar association for not aiding us in our case properly....can anyone give me any insight here?
I'm honestly on the verge of a nervous breakdown.
This tt was hard on everyone. She did not let anyone go without out continuing their case until early next month...no one's went smoothly...I never heard he say.."good luck"..."no asset" or anything that I have read here...they were not 3 minutes...not simple and not easy....she was hard on every single person and everyone had lawyers with them.
Okay, first off our lawyer has been very inattentive to us...we had to barge into her office and force her to file for us after dragging her feet for three weeks after we signed our schedules. They don't return calls...don't answer the phone...and this is basically the paralegal. We only had ONE meeting with the attorney, who showed up barely in time for our 341.
When we first met the the atty, we had planned to file a 13 and keep our big, fancy house. After running the numbers and coming to our senses, we decided to give up the house, new car and our lives and go for a 7. My dh quit his part time job and we lowered our income and made it into range for a 7 and finally filed. Well, when we first met with the attorney we had a whole separate set of expenses to account for the big house...and to make a long story short..she screwed up our schedules and screwed us at the 341.
First, she put the wrong amount for a car payment...she put $230 and it was supposed to be $80. Of course the tt questioned the validity of a 1996 ford range with a payment of $230....then the atty put two separate lines for our children's sports..one for boys and one for our daughter who participates in competitive cheerleading. This costs us easily $100 per month with class fees and costumes...then my boys play football/baseball and do karate...this is all another $100 per month..our atty put one line that said
children's sports and school activities $137 (boy's sports)
Daughter's activities $108 (cheer)
Son's activities $40 (should be school lunches)
also, we had $290 per month for our property taxes, house and personal...they are not in our mortgage payments...also included in that is my taxes as I am self employed.
So, the way it was all titled made it look like there was some duplication. The tt said that if we were to fix it it lools like you might have money left over every month and I doubt that is the case...at least she gave us that much.
Plus, the atty did not put in our hair expenses..which I think is very valid..I have three males in the house that each get $10 hair cuts every month...and a daughter that gets one every other month...and I get a highlight and cut for $100 every two months..so that is $85 per month totaled that was left off completely...the tt also questioned our $250 per month entertainment claim...I told her that it costs our family of 5 $70 to go to the movies one time ...and $20 in fees to get into the public pool...$15 on cheap roller skating night....add going out to eat twice in one month at $50 per shot and we really are not doing a lot! She agreed. Has anyone else had to justify these amounts?
anyway, the tt said that she wanted us to re-do the schedules to show the correct amounts and titles and a couple of documents...one from the people who are owner financing our mortgage and one from dh's parents who we are paying for the truck. They she said she was forwarding our case to the UST and continued it until September 9th...where I guess we will have another 341? Our attorney said it's no big deal and that once we re-do the schedules and get her the paperwork she wants we probably won't have to go back...but what about the part where she said she was forwarding it to the UST?? What does that mean? Our atty just said, "yeah, sometimes that happens?" She is so incompetent and this is all he fault and we are so stessed out I can't even believe it!!!!!!! dh wants to turn them into the bar association for not aiding us in our case properly....can anyone give me any insight here?
I'm honestly on the verge of a nervous breakdown.
, 341 Meeting: 08/12 
, Discharged: 10/16, Closed: 10/18 
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