What will my bank do?

[keezeed]

I have four accounts at my bank. Two are old inactive business accounts that have carried a balance of .25 each for a year (haven't gone in to close them) one is a simple and free personal checking account that I have had for a long time and the fourth is just a bonus savings account with $4.00.

I also have a line of credit (overdraft protection) with them that is attached to my bank account for $500. I have that nearly maxed out too unfortunately.

I'm not sure whether I should include the $500 in my BK or not for fear of them doing things with my main account which is that free checking account.

Anyone have any clue what they could/would do?

[music12]

you have to include all debt in your bk, so you have to include the line of credit.

if your bank has a cross-collateralization agreement with you (if it does, then you signed it way back when you opened the account), then they might try to take money from your checking to pay off the credit. they might not.

to be safe, open a new checking account at another bank and transfer everything.