The other thread was hijacked so I started this one. (please stay out of this if you're not going to contribute to the title).
Veggirl,
I have only had good experiences since BK and I contribute it to having a plan going into BK. Everyone will be different based on their credit history regardless of the BK.
I'm less than 2 years out of discharge and I have 5 credit cards, I have been approved for 2 car loans with single digit interest rates and I've been approved for a home loan (I'll post in the mortgage section my experiences on that).
I think your credit prior to BK will determine the pace to reestablish credit. Some of us were never late prior to BK while other have many derogatory accounts and while they're all discharged in the end they do affect your overall score.
Good Luck and stay away from that other thread.
Logan
Veggirl,
I have only had good experiences since BK and I contribute it to having a plan going into BK. Everyone will be different based on their credit history regardless of the BK.
I'm less than 2 years out of discharge and I have 5 credit cards, I have been approved for 2 car loans with single digit interest rates and I've been approved for a home loan (I'll post in the mortgage section my experiences on that).
I think your credit prior to BK will determine the pace to reestablish credit. Some of us were never late prior to BK while other have many derogatory accounts and while they're all discharged in the end they do affect your overall score.
Good Luck and stay away from that other thread.
Logan
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