Has anyone noticed its taking longer for a cc to sell the debt?

[ready2puke]

I'm waiting for Citi to sell and write off my debt its been 7 months now. I'm getting calls and letters from NCO Financial and also getting Citi statements. So I'm assuming it hasn't been charged off yet.
Isn't it better to have it charged off before I file? So they original cc wont object?

[albacore44]

I'm waiting for Citi to sell and write off my debt its been 7 months now. I'm getting calls and letters from NCO Financial and also getting Citi statements. So I'm assuming it hasn't been charged off yet.
Isn't it better to have it charged off before I file? So they original cc wont object?

Well keep me posted.........I have about 8 citi accounts and there just hitting 60 days past due. I'll keep my eyes out for NCO. Btw- Seems like I get the least amount of calls from Citi, maybe 1 a day..........makes me wonder.

[Floridagail]

I stopped paying cc in june 06, today I got a letter from a debtbuyer for WAMU, almost 3 yrs later. I guess they don't check pacer before they buy.

[Trixie007]

We have two Citi cc's - I think we owe about 35k to them (I've stopped paying any attention!) - they haven't charged them off, and our last payments were about 10-11 months ago. They have recently started sending me text messages, which is fine, because I have unlimited texting.

[albacore44]

Yeah, I'll have to admit so far Citi has been the least agressive, and I owe all the majors. GEMB has been the most, received 2 letters this week from a collections agency on 2 accounts GEMB sent them.