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341 meeting today (wait 60 days)

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    341 meeting today (wait 60 days)

    341 meeting went smooth and was declared no asset case. I know that I wait 60 days and I'm curious how often the creditors do things between my meeting today and 60 days before the discharge? Is it safe to assume that most companies would show up to the meeting if they had a major issue?

    #2
    are you declared asset or no asset at the 341 or before? Also would you mind explaining why you are no asset...did you have cash or money in your bank acct?
    waiting to file in july-august,
    waiting for Chase to begin foreclosure,
    waiting for cc's to begin lawsuits,
    just waiting (& "afraid")...

    Comment


      #3
      Originally posted by AfraidOfBK View Post
      are you declared asset or no asset at the 341 or before? Also would you mind explaining why you are no asset...did you have cash or money in your bank acct?
      it was chap 7 - NO ASSET

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        #4
        AfraidofBK, you are no asset if all of your assets fit in your exemption amounts. I'm sure you have checked your exemptions already.

        The Trustee does not declare until the 341 or within 10 days of the 341.
        Filed CH 7 9/30/2008
        Discharged Jan 5, 2009! Closed Jan 18, 2009

        I am not an attorney. None of my advice is legal advice in any way..

        Comment


          #5
          Originally posted by StartingOver08 View Post
          AfraidofBK, you are no asset if all of your assets fit in your exemption amounts. I'm sure you have checked your exemptions already.

          The Trustee does not declare until the 341 or within 10 days of the 341.
          will this show on Pacer? the 341 was straight forward however nothing came up that led us to believe there is a problem. Where will this show on Pacer and what will it say?

          Comment


            #6
            The only thing I had show up on pacer that freaked me out was a "Request for Notices" about a month into my 60 days. I had no clue what that was and had a mini heart attack thinking something horrible had happened. I researched it and realized it was just a contracted company that was dealing with the bk for a cc company asking to receive notice directly from the Court rather than through the cc company.

            Congratulations on a smooth 341, and good luck!
            Filed Chapter 7 12/31/08 341 Meeting 2/3/09 No Asset 2/16/09 Discharged 04/08/09 :)

            :yahoo: Closed 04/30/09 :yahoo:

            Comment


              #7
              Originally posted by texanboy76 View Post
              will this show on Pacer? the 341 was straight forward however nothing came up that led us to believe there is a problem. Where will this show on Pacer and what will it say?
              Everything will show up on your Pacer. Every single step! Look in the History section. That's really the only section you ever need to look in. It will have everything you need to know.

              Here is a copy/paste of my PACER. (I happened to have it open) If you'll notice near the bottom of the list at entry 13, there is a "report of no distribution" listing. That is my official No Asset declaration. The trustee is saying I have nothing to give to my creditors. Whoo hoo

              If you dont know what something is on PACER, do a serach on the forums. There are usually 60 other threads of people asking the same question.


              1 Filed & Entered: 12/31/2008
              Voluntary Petition (Chapter 7)

              2 Filed & Entered: 12/31/2008
              Auto-Docket of Credit Card

              3 Filed & Entered: 12/31/2008
              Debtor Evidence of Employer Payments Received

              4 Filed & Entered: 12/31/2008
              Certificate of Credit Counseling

              5 Filed & Entered: 12/31/2008
              Debtor Attorney Certification re Rights

              6 Filed & Entered: 12/31/2008
              Meeting of Creditors Ch 7

              7 Filed: 01/02/2009
              Entered: 01/03/2009
              BNC Certificate of Mailing

              8 Filed & Entered: 01/05/2009
              Declaration Re Electronic Filing

              9 Filed & Entered: 02/03/2009
              Trustee 341/Initial Report

              10 Filed & Entered: 02/10/2009
              Certification of Financial Management Course

              11 Filed & Entered: 02/13/2009
              Amended Schedules

              12 Filed & Entered: 02/13/2009
              Verification by Debtor

              13 Filed & Entered: 02/16/2009
              Trustee Report of No Distribution

              14 Filed & Entered: 03/18/2009
              Request for Notices

              15 Filed & Entered: 04/08/2009
              Order Discharging Debtor(s)
              Last edited by nervousss; 04-09-2009, 05:07 PM.
              Filed Chapter 7 12/31/08 341 Meeting 2/3/09 No Asset 2/16/09 Discharged 04/08/09 :)

              :yahoo: Closed 04/30/09 :yahoo:

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