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Pay accountant /car repair with credit card before filing?

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    Pay accountant /car repair with credit card before filing?

    We took out 10K, the last remaining cash in our checking and opened another checking in a new bank. (This 10k might be disputed later on as well) as a big part of that was from a balance transfer in December. (But BK was not even in our thoughts). I have be ferociously applying for jobs to climb out of the hole.

    We have to survive on it for 4-5 months until we come out of C7. It is a family of 6.

    I have to file taxes for both 07 and 08 now before filing.

    We have two cars that are in a bad state of repair. Needs smog etc.

    Can we pay our accountant about 800 on credit card.
    800 another credit card. ( 2 years)

    Can we also charge for the repairs?

    #2
    Well the short answer I'll give is no.

    The long answer is do you intend to pay those credit charges off before you file? If no then charging on the card knowing full well you will not repay it is fraud. Another angle is charges on a credit card in excess of 750 ( I think that's the magic number) will probably cause the CC to dispute the discharge of the debt you owe them, if you make the charges ~6 months before the filing.
    3/2/09- Filed: chapter 7 / No asset
    4/1/09- 341 Hearing: 1 creditor showed up Got to love family feuds
    4/2/09- Trustee Report of No Distribution Filed
    6/24/09- Discharged and case closed

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