Question re: consumer debt

[marinah]

This may be a crazy question...we have $40K in unsecured (cc) debt, and $400,000 in mortgage debt (we are surrendering the house in bk).

Does this make our primary debt non-consumer, since the mortgage debt is so large?

That's what I would assume, but I'm filing pro se and don't want to mess up something so important.

[keepmine]

Mortgage debt {if it's your primary residence} is considered consumer debt.