341 Tomorrow and I know I won't sleep tonite...
Hi everyone,
I've just got the usual night before 341 jitters. I have insomnia usually so this will just make it a little bit worse. I thought that posting might give me a little bit of last minute therapy.
For those of you who read my other post, our sister did get us something regarding our late mother's estate so we won't be showing up empty handed. I'm bringing a very thin folder of the stuff my attorney wanted like, the post bk credit counseling and budgeting class certificates, paystubs from my summer job, the bk notice that tells us where to be and when.
We double checked that we had our DLs and SS cards. I have a small empty notebook in case we have any action items. Balanced our checkbook and made sure bills up to now are paid. (that's more for us than them) We had opened a new checking account with the same bank (we have no credit through them) but we wanted any creditors who had our bank account info to be thwarted if they tried a surprise garnishment. So we brought the statement from the old checking account with the closed statement on it.
Gosh I'm sorry I'm rambling, our finances overwhelm me and even though they are much more manageable now I still have a hard time with getting into a good routine for paying bills, budgeting, saving. In particular it's budget forecasting that is tough because prices of gas and food are changing so rapidly. It doesn't help that I have ADHD so I have to have very strict regimens for things that I want to assure the success of.
A tiny example of that is my keys have to be in the same place when I get home no matter what or I will spend hours searching for them.
Well thanks for letting me ramble on. I'll check for replies in the morning. and give a summary of events in the afternoon/evening.
Good luck to everyone who is getting their 341s this month there seem to be a lot.
I've just got the usual night before 341 jitters. I have insomnia usually so this will just make it a little bit worse. I thought that posting might give me a little bit of last minute therapy.
For those of you who read my other post, our sister did get us something regarding our late mother's estate so we won't be showing up empty handed. I'm bringing a very thin folder of the stuff my attorney wanted like, the post bk credit counseling and budgeting class certificates, paystubs from my summer job, the bk notice that tells us where to be and when.
We double checked that we had our DLs and SS cards. I have a small empty notebook in case we have any action items. Balanced our checkbook and made sure bills up to now are paid. (that's more for us than them) We had opened a new checking account with the same bank (we have no credit through them) but we wanted any creditors who had our bank account info to be thwarted if they tried a surprise garnishment. So we brought the statement from the old checking account with the closed statement on it.
Gosh I'm sorry I'm rambling, our finances overwhelm me and even though they are much more manageable now I still have a hard time with getting into a good routine for paying bills, budgeting, saving. In particular it's budget forecasting that is tough because prices of gas and food are changing so rapidly. It doesn't help that I have ADHD so I have to have very strict regimens for things that I want to assure the success of.
A tiny example of that is my keys have to be in the same place when I get home no matter what or I will spend hours searching for them.
Well thanks for letting me ramble on. I'll check for replies in the morning. and give a summary of events in the afternoon/evening.
Good luck to everyone who is getting their 341s this month there seem to be a lot.
You Will be fine you will be done before you know. Let us know how it goes.
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