Filed, Then received ambulance bill from 11 months ago....

[momof5]

The bill is for waaaaaaaaaaaay more than my insurance would ever pay. $578.00. Insurance sent me a check in December for $138.00 with an apology for delay in payment. There was no mention of what it was for and after calling the insurance company I was told it was sent to me as a courtesy. They did NOT tell me that it was for the ambulance service. So I held onto it for 2 months and then cashed it. I admit I thought it was weird but I had no idea who,what,when etc.. this might be for. It was made out to me even.
Fast forward to June 10th....
I receive a nasty letter from a volunteer ambulance service that I had take my son to the emergency room last year. Apparently the are NOT completely volunteer (bill came from out of town med-biller who is as rude as can be). They have a note on my account that the insurance company sent me a check for $138. and that it was cashed. I did not deny it but I honestly had no idea why I would get a check. Was I supposed to rip it up and throw it out? Its been almost 7 months since the check and 11 months since the ambulance service.

The kids have state sponsored health insurance so I never get bills...or see statements from anyone.

My question is.. I am just so sick of dealing with this nasty rotten rude woman. Can I just send her a copy of my BK paper showing the filing and keep my fingers crossed they leave me alone. I filed a no asset 7 and the odds of their being any assets are about 0%.

What do you think? They are not on my matrix.
I am afraid to send the $138 as they are now trying to charge me the full 'volunteer price' of $578.

[keepmine]

Amend the filing to include this creditor.

[momof5]

Amend the filing to include this creditor.

Its $200 to amend the filing.

If I am discharged with a no asset 7 will it really matter?

[Cali]

First off, cashing a check you don't know what it is for is not a good idea.

Second, I would amend as keepmine said or if you are a no asset I would let it go and discharge. Why would it cost 200$ to amend?

[momof5]

First off, cashing a check you don't know what it is for is not a good idea.

Second, I would amend as keepmine said or if you are a no asset I would let it go and discharge. Why would it cost 200$ to amend?

I did contact the insurance company and was told it was a courtesy payment. They could not tell me exactly why they sent me a courtesy payment but did confirm that I was the intended recipient. If I had waited any longer the check would have been no good. Expired 60 days from date of issuance. So in this case cashing the check was a good idea.

The attorney charges $200 to add additional creditors after filing. I believe this is common practice.

[Cali]

My attorney told us if we had to amend, it wouldn't be that much. You can also do it yourself.

I did contact the insurance company and was told it was a courtesy payment. They could not tell me exactly why they sent me a courtesy payment but did confirm that I was the intended recipient. If I had waited any longer the check would have been no good. Expired 60 days from date of issuance. So in this case cashing the check was a good idea.

The attorney charges $200 to add additional creditors after filing. I believe this is common practice.

[keepmine]

It only costs $26 fee to file an amendment yourself

[deafbroke]

Go to the BK clerks office and ask to ammend the filing to include the ambulance service. They should be able to walk you through it.


DB

[danaf]

It is insane that an attorney would charge $200 for this! The creditor matrix has to be typed in a courier 10 pitch font. It is so simple. You just type your name at the top, include your case number, and type in ammended. Use word or any other typing program.

Then skip a few lines and type the creditor.

Then go down and pay $26 and file it. The only thing different is that you will have to mail that creditor your bk notice of filing yourself which should be done via certified mail. Unless your court will do it but I doubt it. And they will tell you exactly what to do.

Don't leave them out - better to be safe than sorry!