are these assets that I have to list?

[monlyba]

I've been reading a lot here and in the Nolo book, trying to slowly gather my documents and start filling out some forms. I am a little confused about listing my "assets." I have a checking account, two savings accounts, an IRA (can't recall which kind, will have to look that up), a 457 (govt employee retirement fund), and a 401(k). I think I read that the retirement funds are safe. what I'm wondering about is the life insurance plan (the "Gerber Grow-Up" plan, if you're familiar) and the 529 (college savings account) that I have for my daughter. they are technically for her, but of course they're in my name since she is a child. are those considered mine and must they be listed as assets of mine? they're very small so I doubt they'd be seized, but I don't even know if I'm supposed to list them in the first place.

[HHM]

Yes, all those things you mentioned are assets.

The only one that might not be is the Life Insurance Plan, I am not personally familiar with the Gerber Group-Up plan (but from what I here, it kinda of a waste of money compared to what you could be doing with the contributions, but that aside). I believe those Gerber policies are term life insurance policies until a certain age and then become whole life. In any event, you list the policy as an asset, but probably assign a $0 value.

[JollyGG]

They are all assets that you have to list. However, most of them should be exempt. What state are you in?