I have two questions for the good people that have helped me so much on this forum.
1. Is an income tax refund considered income ? It seems like it would not be given that one's gross income for the last six months is already counted as part of the means test.
2. Is one's actual car payment, for example $342 per month, an amount you can put on the means expenses ? Or is there a different way they account for that ( I do plan on keeping the car and reaffirming the debt.
1. Is an income tax refund considered income ? It seems like it would not be given that one's gross income for the last six months is already counted as part of the means test.
2. Is one's actual car payment, for example $342 per month, an amount you can put on the means expenses ? Or is there a different way they account for that ( I do plan on keeping the car and reaffirming the debt.