I read a similar topic on here, but the situation in that case was quite different so I'd like to ask separately. The advice in that thread was to wait, and advice I see when Googling is to make the purchase pre-filing and reaffirm.
I'm planning file Ch 7 in roughly the next month. I also need to buy a car. As my previous car was repo'd last November, I am car-less. I was unemployed for a while until just a couple weeks ago, and will be making my down payment with the new income. My work is pretty far so I need a vehicle. I was thinking of a used car around $10k.
Will I have any issues with this? My income falls within the means test, both when I was unemployed and even now that I am employed, so I don't think the trustee would view it as a ploy to fit into the test. Otherwise, is making a car purchase a couple weeks before filing a red flag? I also don't want to file and then wait 3mos to get a car, as I mentioned it is needed for work.
I'm planning file Ch 7 in roughly the next month. I also need to buy a car. As my previous car was repo'd last November, I am car-less. I was unemployed for a while until just a couple weeks ago, and will be making my down payment with the new income. My work is pretty far so I need a vehicle. I was thinking of a used car around $10k.
Will I have any issues with this? My income falls within the means test, both when I was unemployed and even now that I am employed, so I don't think the trustee would view it as a ploy to fit into the test. Otherwise, is making a car purchase a couple weeks before filing a red flag? I also don't want to file and then wait 3mos to get a car, as I mentioned it is needed for work.
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