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Refinancing mortgage after discharge

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    Refinancing mortgage after discharge

    I'm about to be through with my 13. I realize it will take a few months for the discharge to go through. I was wondering if anyone has had any luck refinancing their mortgage after the discharge? I was particularly interested in Quicken Loans. I'd love to take advantage of the low rates cause I currently pay 6.99% and don't want to wait until the 13 falls off my credit report.

    #2
    My inquiries to the same question, so far, has been that I need to wait a year after discharge before attempting to refinance. I'm with you as my rate is 7.8% and all I want to do is refinance the balance and shorten the term. Hindsight being what it is, I should have filed sooner rather than attempt to pay down debt with a refi and using the equity from the house.
    Filed 11/10/08

    Discharged 2/18/14

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