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LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
I made what I think is my last payment today! Fingers crossed it's smooth sailing to a discharge by June!
Congrats! Depending on your district and TT, things could move rather quickly after that last payment is disbursed.
I paid my February payment plus tax refund on 2/11. This was enough to pay everything off. Status on ndc.org became "About to Complete" I emailed my attorney and filed the USC1328 Certificate (Domestic Support Obligations)
On 3/1 my regular payment was disbursed.
On 3/11 I made a March payment (to avoid trouble due to the fact that I had not been told not to pay anymore )
On 3/17, TT used tax refund to pay everything off and refunded the rest of my tax refund.
On 3/24, I looked on Pacer and saw my discharge had been filed that morning.
Yesterday (3/27) I looked on ndc.org (data as of 3/24 - they're so freakin' slow...) and saw a refund of my March payment had been issued.
Today I put that second refund in the bank!
I really didn't expect them to be this efficient! But I'm not complaining.
Congrats! Depending on your district and TT, things could move rather quickly after that last payment is disbursed.
I paid my February payment plus tax refund on 2/11. This was enough to pay everything off. Status on ndc.org became "About to Complete" I emailed my attorney and filed the USC1328 Certificate (Domestic Support Obligations)
On 3/1 my regular payment was disbursed.
On 3/11 I made a March payment (to avoid trouble due to the fact that I had not been told not to pay anymore )
On 3/17, TT used tax refund to pay everything off and refunded the rest of my tax refund.
On 3/24, I looked on Pacer and saw my discharge had been filed that morning.
Yesterday (3/27) I looked on ndc.org (data as of 3/24 - they're so freakin' slow...) and saw a refund of my March payment had been issued.
Today I put that second refund in the bank!
I really didn't expect them to be this efficient! But I'm not complaining.
Wow, that was fast! I hope mine is close to that. I keep looking out at ndc.org and it just says "Active". It looks like I am just short of the plan base amount and is due to my payment being upped a couple years in. I was told not to pay the new amount until after the modification was approved. I had already made that month's payment before it was approved, but looks like they were expecting that month to be the new amount. I've got my lawyer checking into the next steps. I'll send in the extra next week if my lawyer says I need to do so. I hope then my 4/1 disbursement will be the last one and things will go quickly from there!
March 2009 - Filed Ch 13 April 2009 - 341 Meeting
Sept 2009 - Confirmed April 2014 Plan completed May 2014 - Discharged!!
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