Hi Sophieannne, I am not sure how I am doing! I don't think well! I don't have anything saved and I have lots on my plate! Time seems to be dragging but it doesn't help that I can't take my eyes off the calendar! But I keep plugging along. With fingers crossed and try to make it ok! Xoxo
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Discharge 2017 club .
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Hi DMC...
That is a more postive note However, it should be, WOW..2 years are already gone. Have you thought about breaking the time into 6 month intervals...that way you reach a goal and then the final goal is even less?
I know the time feels slow but look at how fast the rest of life is going. It's tough, but look what we've accomplished in the last 2 years..our bills our paid, we're not accumulating debt...sometimes things are hard financially but somehow we always make it work. If anything I think this experience will honestly make us stronger people...when the time comes, we'll be gliding down a smooth street without the horrible debt that got us where we are now. I feel it's hard too, but honestly I feel i'm in such a better place right now. One day at a time!!!Filed Chapter 13 - 07/20/12
Discharged 8/2/16
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Thank you Sophieanne! So true! One day at a time and just the other day I had that exact thought... I am no deeper in debt and if I didn't file I bet I would have been! I was spinning my wheels for so long! I think once I reach the half way point I might celebrate that even more. I am happy, believe me but its a long process for sure! Whew!!!! XoxoDischarge date: October 2017 (will it ever get here?)
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Originally posted by cz3ch View PostI'm in the 2017 club, May to be exact (as far as I can recall). So far my plan has been manageable and haven't gone hungry yet. Although I have a very lenient judge and trustee who allowed me a low C13 payment so that I could save for a nest egg.11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP
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My 5yrs was up last month. Its a great feeling to know I completed it. Anxious to see how long till discharge . I check pacer & NDC ever day for updates. I get paid next week so hopefully the wage attachment has ended. Creditors have all been paid. Got notice that I have to start paying my mortgage & HELOC myself next month. I have about $2500 extra sitting in my account & hoping I will get that back to add a chunk of change to my savings account.
Now I need to find a Credit Card Anonymous meeting to attend every week. ha.ha... I truly believe I have learned my lesson about the snow ball effect of using credit and I have been given a chance for a new start with a clean slate. Looking forward to the next chapter of my life debt free...Last edited by klandsb; 11-20-2014, 03:41 AM.Those who live in glass houses should not throw stones
Chapter 13 filed 10-21-09
Discharged 4-13-15
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Originally posted by gld2pan View PostWas March 2017 I'm thinking/hoping Nov or Dec 2016 case will be paid in full. Still 2 years seems so...far...away...LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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